PERSONAL INSURANCE

Building insurance covers the structure of your home and all built infrastructure which is permanently affixed to your property including driveways, boundary walls and swimming pools among others.

Your home is your biggest and most important asset. We offer various types of buildings insurance cover to make sure that you are well covered depending on your needs.

 Ensure that you have the correct cover for your property and everything on it including your renewable energy equipment.

The contents of your home are all of your movable belongings. Everything from appliance and furniture to clothing and linen would be covered.
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Your belongings are precious and in this volatile risk environment it is essential to have this cover while ensuring that your policy is correctly underwritten to avoid issues in the event of a claim.  
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We will advise you on how to structure this insurance to ensure you have adequate cover and that all risk information is correctly captured.

Our devices have been a critical tool for day to day life,from taking calls to making payments. Ensure that you are covered on the go for all of life’s eventualities.

We can cover most types of things you would carry with you outside of your home including jewellery, watches, spectacles, hand bags,baggage, cell phones, laptops and much more.

We will ensure that you are covered on the run so that you never miss a beat.

Our roads have become a risky environment, from potholes to traffic lights not working during loadshedding, it's important for you to get the right cover for your vehicle.

We offer comprehensive cover, third party fire and theft or third party only options. We further have a wide variety of VAPS to cover additionals such as credit shortfall, tyre & rim cover, scratch & dent or even 4x4/Off-road benefits.

Before you head out on your next road trip or adventure, chat to us to find out what cover we can offer you to ensure many safe, happy kilometres in your car.

Are you a cycling enthusiast? If so we know that your road or gravel bike is your baby and it deserves only the best in terms of coverage.

Many insurance policies do not cover bicycles while in use, which means should you have an accident while riding that damage will not be covered.

Before you set off this weekend speak to us to find out more about our cover for cyclists which includes cover while in use, transit cover, emergency medical cover & support and much more.

Do you have a boat or jetski? If so you have come to the right place to talk insurance. It is vital to insure your boat not only against loss or damage to the craft itself but also to ensure that you have the correct liability cover for passengers.

As small craft enthusiasts ourselves we will be able to guide you through the T’s & C’s and give you expert advice on how to fully and comprehensively insure your boat or jetski and its accessories.

Comprehensive cover is the widest available level of cover available for your vehicle.

This will include your own accident damage, fire, explosion,theft, hijacking as well as third party motor liability.

Having comprehensive cover means that you are secured against a wide range of possibilities giving you peace of mind to hit the road.

Unlike comprehensive cover third party, fire & theft does not include cover for accident damage to your own vehicle.

If you are in an accident you will only have cover for third party damages which you are deemed liable for. You will however still have cover for theft, hijacking and fire damages.

This more affordable option is usually popular for older, lower value vehicles.

This level of coverage is the most basic option for your car and it does not cover any loss or damage to your own vehicle.

You will only have cover for third party damages which you are deemed liable for which is vital protection where you are involved in an accident due to your own negligence.

This level of cover is usually only advised for very low value vehicles that would not leave you as the insured stranded or financially impacted in the event of a loss.

Are you a vehicle lover with a love of classic cars? We have very comprehensive and affordable solutions for classic or vintage vehicles. These policies are tailored for motor enthusiasts who have a love for older, collector vehicles.

Should you be left without transportation if your vehicle is involved in a loss that takes you off the road, fear not! Car hire benefits are available for clients with comprehensive insurance.

This cover will provide you with a hired vehicle to use while your vehicle is being repaired or reinstated ensuring that you can still get from A to B while we assist you with your claim.

Depending on how you financed your vehicle you may require credit shortfall cover. This will ensure that in the event of a total loss you won't be left paying vehicle instalments to your credit provider.

Speak to us and we will advise whether you need this cover depending on your finance arrangements.